Everything posted by horncyclist
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All Encompassing Mortgage and Real Estate Thread
Fuck. Is the refinance window closed? At banks basically tightening becuase of economic uncertainty?
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Formerly DT: COVID-19 - Featuring Lots of Politics, now CR because political talk not going away
I have a trip to Mexico City booked next week for work plus two days personal. Am I crazy to want to go still? Figure its safer there than in DC, so it's just flying on the plane.
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Formerly DT: COVID-19 - Featuring Lots of Politics, now CR because political talk not going away
It spread so damn fast in Italy. Pretty sure that will be many US regions within a week or two.
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Formerly DT: COVID-19 - Featuring Lots of Politics, now CR because political talk not going away
This thing seems really fucking contagious: Most cases linked to the meeting, which was attended by about 175 people, are in Massachusetts. State health officials said Monday that 32 of the 41 infected patients in the state were either Biogen employees or close contacts of employees. Two people in Indiana, five people in North Carolina and one person in New Jersey tested positive with coronavirus after attending the meeting. Biogen has since informed all attendees to quarantine themselves and symptomatic employees to alert public health officials, the company said in a statement emailed to The Washington Post. “We recognize that this is a difficult situation for our colleagues and their loved ones,” the drugmaker wrote. “We are actively working with all relevant departments of public health and hospitals to prioritize the well-being of the people who may have been exposed to COVID-19.” https://www.washingtonpost.com/world/2020/03/09/coronavirus-live-updates/#link-J6OHSEP2AJELJMSDXTI4RMEY3E Unclear how many of the 32 in Massachussets were there, but it seems like a quarter of the people catching something from one conference is bad. It's supposed to be less contagious than the flu. Does the flu transmit like that?
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All Encompassing Mortgage and Real Estate Thread
Is that because the news about the rates is causing people with worse credit to apply so the average rates go up? They have to come down some more, right? Catching up with the 10-year?
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Formerly DT: COVID-19 - Featuring Lots of Politics, now CR because political talk not going away
Health care being such a mess, you're going to have a lot of people toughing it out, going to work and crowded events. We may be one of the least equipped countries to deal with this. Just look at the testing failures.
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All Encompassing Mortgage and Real Estate Thread
10 year yield at .75. Maybe bank pays me for mortgage? Planning to wait at least until early next week lock on the refi.
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Formerly DT: COVID-19 - Featuring Lots of Politics, now CR because political talk not going away
Embarassing but not at all surprising. We seem to be handling this as poorly as possible--late with travel restrictions, botched quarantines, no testing, mixed communication on seriousness. We're going to get hit harder and more quickly because of it.
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All Encompassing Mortgage and Real Estate Thread
10-year dropped down again this morning. Have the mortgage rates caught up yet? It seems like they lag a little. I found this website, which updates average rates daily. http://www.mortgagenewsdaily.com/mortgage_rates/daily.aspx It seems like mortgage rates are not coming down as much as the 10-year. Also, on getting the best rate, is it worth shopping around to a few different lenders or is it competitive enough, that you're likely to get the same from whoever? I had talked to the lender that did our mortgage when we purchased last week, just reached out to two others this morning. Appreciate any advice on how to navigate that.
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All Encompassing Mortgage and Real Estate Thread
Today a good day to lock? Soon?
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Formerly DT: COVID-19 - Featuring Lots of Politics, now CR because political talk not going away
CDC estimated the death rate at 3.4% but said its not as contagious as the seasonal flu. Both of those were a little surprising to me. It'd be great if the spread is limit to local outbreaks but the Wuhan example and lengths the Chinese had to go to contain it plus the rapid spread in Iran make it seems like it's more viral.
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All Encompassing Mortgage and Real Estate Thread
Stupid question...only second time looking at mortgage. If you lock and rates continue to follow in between locking and closing, can you take advantage of the new lower rates? If so, seems like a no brainer to lock soon.
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2020 Democratic Nominee
Voted for Elizabeth Warren. Hard to not think about what might have been. Here's hoping that Biden and/or Bernie don't fuck this up and Liz keeps her influence. We desperately need her structural reforms.
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All Encompassing Mortgage and Real Estate Thread
Werr probably doing a mortgage refi this week. From 4.375 should save a bunch. Does the surly wisdom say rates have hit bottom? I would try to lock rates today but my wife had a surprise medical bill collection pop up last month that will disappear this week. With the markets and 10 year stabilizing, do we expect mortgage rates to creep back up?
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2020 Democratic Nominee
I'll be voting for Elizabeth Warren this morning. She's the most qualified of the bunch and has a vision for where we need to go. I think, if nominated, she would win and she would be great. Absent Bernie having a heart attach again, she probably has no chance, but I'll feel good about my vote.
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Formerly DT: COVID-19 - Featuring Lots of Politics, now CR because political talk not going away
Why would the MTA shut down only be 2 weeks? I'm anticipating teleworking for months.
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Formerly DT: COVID-19 - Featuring Lots of Politics, now CR because political talk not going away
Again, just catching up. How does this not cause a global depression? We're all kinds of fucked right?
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Formerly DT: COVID-19 - Featuring Lots of Politics, now CR because political talk not going away
I've been following this thread and the news developments. Reading this it kind of sunk in. Is it really a 15-20% hospitalization rate? This is going to disrupt our way of life for a year. Until the vaccine is widely available.
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Elizabeth Warren 2020
Did 30 more minutes of calls. Going to knock on doors in Virginia tomorrow. Let's do this.
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Elizabeth Warren 2020
Just did 30 minutes of calls to California. Got 4 confirmed Warren votes and one lady voting for Buttigieg. Chatted with the Buttigieg voter for a bit who said Warren was too old. Anyway, feels good. Others should join. Elizabethwarren.com/call
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Donald Trump 2020
How much can the President influence general promotion? Seems like politicizing the military would be the next step in his authoritarian takeover.
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Elizabeth Warren 2020
She needs a strong second place in Nevada. I'm gonna start making calls for her today. Who else is in?
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Elizabeth Warren 2020
Campaign text this morning said $5 mil. Her coming back would be amazing.
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Elizabeth Warren 2020
She still has my vote. My wife and I donated again and will be volunteering.
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The Roger Stone Trial
A relelected Trump will go full authoritarian. All that's left is to ignore the courts.