-
2025 - 2026 Astros Offseason Thread
I think you could absolutely do much worse than them in a strict platoon in RF. My ideal lineup (playoff/must win edition- with people in the org) Diaz, Walker, Paredes, Pena, Correa, Alvarez, Cam Smith/zach Cole (platoon in CF), Dezenzo/Loperfido (platoon in RF), Altuve (DH), 2020’s Adams Everett plays every game we lead after Paredes bats in the 7th/8th, Salazar I guess. I’d trade Jake meyers for a good 7th inning arm, a good backup catcher or a couple org top 10/15 types. Shay Whitcomb would be my first guy up if Loperfido, Dezenzo or Cole are unplayable. Edit to add, I sure do hope Cam Smith becomes a good player and not a platoon guy. I sort of expect it. He has the ability to play CF and should to make his bat play up. Ideally he puts a stranglehold on the situation and the platoon becomes Cole OR Loperfido in RF and the other guy is Yordan/altuve’s defensive replacement in LF
-
All Encompassing Mortgage and Real Estate Thread
We closed at the best MBS have been for 3 years basically (maybe outside of like 6 hours of time around liberation day last April). Spread is down to historic level around 2 (compared to like 3 when it’s been awful the last couple years). I think they are going to let banks buy treasuries as risk free investments and that might get us closer to a 1.75 spread. I think (don’t know/ I’m lot a realtor but talk to some good ones) in Austin the home prices have basically bottomed in Austin. Probably a good time to buy a house? I had a couple agent tell me “it’s like a light switch got flipped” recently. For those in the industry what’s your anecdotal experiences so far 6 weeks into the new year? When I ran a title company the lady that was 837 years old always told me “wait for the Super Bowl- then it will get busy”.
-
All Encompassing Mortgage and Real Estate Thread
I did 62 refinances last year. It would have been 66 but 4 people messed up their credit or lost a job.
-
All Encompassing Mortgage and Real Estate Thread
People buy houses when they are confident in continued employment and don’t when they aren’t. If there’s a dearth of homebuyers, this will be the reason. I don’t think it’s a thing that is going to happen but if it does...
-
All Encompassing Mortgage and Real Estate Thread
They are the absolute dumbest in talking about the real estate market. Always wrong and always looking for the cloud or bad news in real estate market. My predictions for the year: we will be up 10-20% in originations in 2026 compared to ‘25 and up like 40 or 50% compared to 2023. We are staring at 3 year lows in interest rates. Hell, maybe I’m just way better than I used to be but I have 57 deals currently on my board in the 1st quarter and I still have 25 days to add to that. Maybe that’s all anecdotal bullshit and everyone else is starving to death but I doubt it. My experience in the industry is I’m in the top 1/2 of 1% but I don’t outperform the industry. Again, anecdotally but I see the top 25 producers in my company (of 1300 originators) and we all move together. I’m up 2.5X from the first quarter last year and I moved from 3 out of 1300 to…: 3 out of 1300. UWM is the biggest lender in the world. Last year I finished 9th in the state of Texas and 98th or something like that nationally. This year, year to date I am… 12th in Texas and 132nd nationally. We have a shortage of 1M-1.5M houses by my (back of the envelope) calculations in Texas. Nationally it’s 5M plus I think. rates will range between 5.5 and 6.5 this year and a ton of pent demand will come out Home prices nationally will be up 3-5%
-
2026 NFL Draft way too early thread of idiot mock drafts and discussion
I didn’t mean it as in “McDaniel would definitely go in the first round” I more meant it in the way of Barron absolutely would have been a draft pick if he went, he came back, balled out and went in the first round. Am I saying that ‘a a near certain guarantee like Simmons, Arch, Goosby, Coleman or the like? Nah. But it’s on the table I think with a big year and if we go deep into the playoffs.
-
2026 NFL Draft way too early thread of idiot mock drafts and discussion
Unless you meant “other than Goosby”. You didn’t say that though.
-
2026 NFL Draft way too early thread of idiot mock drafts and discussion
McDaniel? If not first rounder, second or third, right?
-
2026 NFL Draft way too early thread of idiot mock drafts and discussion
I had 10 as most likely. We got 2 first round picks to come back (3 counting arch but that was always happening absent a special Heisman/National title type year). Looks like 7 or 8 seems to be the consensus right now, right? I will take it.
-
2025 - 2026 Astros Offseason Thread
Eh, it could still be bad luck. Thats not how I’d bet but it could be. I don’t think the adds are proof the development is in trouble- we don’t pay super high prices for anyone, it’s mostly value shopping that we think we have an edge on others.
-
Transfer Cycle 2025-2026 - I'm With Stupid
Sometimes I type entire paragraphs on my phone without getting a single word correct/not auto changed to something else. Inverting letters is nothing.
-
Transfer Cycle 2025-2026 - I'm With Stupid
But why? It's beautiful in it's own terrible way. There will probably be a couple transfers still between now and fall camp, but it's not like that won't be all over the place everywhere else. You can avoid this thread like the plauge if you cannot appreciate performance art.
Football ...
Basketball ...
Baseball ...
Other Sports ...
Futbol ...
🤫995🤫 ...
Gambling ...
Movies & TV ...
Music ...
Hobbies ...
Lulz ...
Food & Travel
...
Daily Texan ...
Business & Markets ...
Cloak Room ...
Help ...
For Sale ...
Board Discussion ...
Advertise...
Tailgate Donations