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UTPhil2006

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Everything posted by UTPhil2006

  1. It was at 4.62 at this point last year. The 10 year treasury that is.
  2. I mean several factors come into play (FHA Conv LTV credit etc) but that's pretty accurate. That's from a lender perspective though. The rate FHFA puts out I think is 6.07 last I looked.
  3. Builders outside of @Chewbacca and I think one other on this site are sketchy shitty mofos. So I don't feel bad for them in the slightest. Had to have cleaned up too many loans for them doing nefarious stuff on the front end to get the deal done. They take advantage of a lot of younger buyers too who need hand holding.
  4. 10 Year down a smidge yesterday and down .03 today. Media will say it's three year lows which technically is true but not accurate. We need (and were) below 4.00 And then have the lenders Reflect it.
  5. They just signed Suarez for 5/130
  6. Market (10 year treasury) doesn't seem to give a hoot about most goings on. It may trickle down a little bit with Venezuela, Greenland, Iran stuff but then hedges right back up on other news. Weve been hovering around 6.0% as an industry number (we're usually better) for a hot minute now. But over the last 6-8 months we're definitely down. Slowly getting to where we need to be
  7. I know and I was being facetious. I'm just trying to stay alive navigating the current interest rate market
  8. It's NY and CA. Do we really care?
  9. Title says it all. Been a hot minute. We're back.
  10. Prob gonna take longer than that. But I will take every little crumb we can get in this current housing situation
  11. Hopefully a lot of refinances on the horizon..
  12. I know one guy who's gonna love it should it come to fruition.
  13. UTPhil2006 replied to 1978horn's topic in Food and Travel
    ¿Que?
  14. @Mez2 wife is. Might be the closest you get
  15. Cancel the rest of the season
  16. UTPhil2006 replied to 1978horn's topic in Food and Travel
    A true coonass would have no idea what the ¿ is
  17. UTPhil2006 replied to RPM's topic in Movies and TV
    BD Down Under Feb 2
  18. UTPhil2006 replied to UTPhil2006's topic in Movies and TV
    All started from the flu. Crazy stuff
  19. I'll be over around 2
  20. Right?! On the gold thread of all places 😂
  21. Were your customers the US Army bc that's enough to feed one
  22. UTPhil2006 replied to RPM's topic in Movies and TV
    Well that was a sad episode/cliffhanger to watch 2 days before Christmas
Football ... Basketball ... Baseball ... Other Sports ... Futbol ... 🤫995🤫 ... Gambling ... Movies & TV ... Music ... Hobbies ... Lulz ... Food & Travel ... Daily Texan ... Business & Markets ... Cloak Room ... Help ... For Sale ... Board Discussion ... Advertise... Tailgate Donations

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