Everything posted by UTPhil2006
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24/25 Astros Offseason thread
Actual story: tried to start the wave
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All Encompassing Mortgage and Real Estate Thread
Another damn .05 up already this morning. Something has to break. This isn't sustainable.
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2024 World Series: Yankees at Dodgers
15 more years of mediocrity
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All Encompassing Mortgage and Real Estate Thread
- Commercial property sale commissions
For that high you can prob negotiate down because it's going to be a hefty commission either way. I wouldn't necessarily count on the buyer not having an agent especially that high they should prob have representation but maybe add the line you mentioned if you want to the listing agreement. I wouldn't necessarily count guess that behind a person who wouldn't do it for 3/2.5 there are probably several that would do it for 2%. I'll DM you for the location, never know may have people interested when I push it out- All Encompassing Mortgage and Real Estate Thread
The FHA loan limit is 500k so all yall still solid- 2024 World Series: Yankees at Dodgers
Did USC win at least- Criticize your favorite movies
They talked an awful lot about something they weren't supposed to talk about- TexMex
3putt def has an NIL deal with Villa Arcos- All Encompassing Mortgage and Real Estate Thread
Yeah can definitely say a lot of younger buyers are "just get me in the house and we'll figure it out later" thought process currently.- Elder Issues
Might just be for their comfort level and to make sure they don't miss anything in this digital age (DocuSign etc). My MawMaw is still sharp at 90 but she won't do anything without my mother so she doesn't miss anything. Also might have helped to put Elderly financial issue in title.- All Encompassing Mortgage and Real Estate Thread
Gotcha. Can't say I've come across one of those. The 10+ years of MI would infuriate me as a buyer. Like 2 years would seem appropriate or something. But then you're splitting hairs on FHA guidelines. Hopefully all the FHA deals we've done get converted to a mid 4 conventional over the next 12-24 months anyway.- Parking/transport to Vanderbilt game
CapMetro makes 850 mile trips?- All Encompassing Mortgage and Real Estate Thread
Maybe .5% as that scenario doesn't make a whole lot of sense.- The Challenge Season 40: Battle of the Eras
It's gotta be some insurance or some deal like that to make them have to do these lame simple challenges- Suzanne Simpson, the disappearing San Antonio realtor (UT alum)
Wait why is @McNelly jealous?- All Encompassing Mortgage and Real Estate Thread
Conventional it drops off at 78. Usually just a phone call and a desk review on those. In 2013 FHA switched to MI for the life of the loan so the only way out is refi to conventional or pay it off.- Survivor 47
They gave him his meds?- All Encompassing Mortgage and Real Estate Thread
The problem right now is that most First Time Homebuyers are increasingly going FHA. It isn't the worst thing in the world, but MI for the life of the loan (until I can refinance them into conventional, hopefully) isn't great but between rates, credit (sometimes) and down payment they're almost a necessity.- The Challenge Season 40: Battle of the Eras
Another random no talent required elimination- American Sports Story- Aaron Hernandez, FX
Starting to drag on a little too long- Mexican
How in the world did it last that long in that location- All Encompassing Mortgage and Real Estate Thread
At this rate @Dbeasy's bond investor buddy may be correct by next Friday- Texas Baseball 2025 - Your SEC regular season champions!!
April 1 Texas St at Texas April 22 Texas at Texas St- All Encompassing Mortgage and Real Estate Thread
- Commercial property sale commissions
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