December 8Dec 8 The man literally asked where he can get great yield and the fund has stable NAV. SPY and QQQ safely follow the S&P 500 and the NASDAQ 100 and move upwards. SCHD has safely moved nowhere and microscopically beats inflation with its yield, simpleton.
December 8Dec 8 Correct, best yield for less risk. We plan to leave in a trust account for the long run for our heirs, and will add a lot more if & when a valuable property is sold. Am not interested in withdrawing any dividends - just leaving them to build up.
December 8Dec 8 Gotcha- there is a difference between qualified dividends in SCHD and the distributions from SPYI and QQQI. I don't know how the trust account works with taxes but in an ordinary brokerage the distributions are still taxed if reinvested from SPYI and QQQI at 60% long term/40% short term, but whatever ROC% gets applied affects the math. Edited December 8Dec 8 by StassneyHorn
December 8Dec 8 Not sure I would make a judgement on either QQQI or SCHD based on comparative returns vs. the other. Ferrari vs. John Deere
December 8Dec 8 On 12/4/2025 at 3:00 PM, StassneyHorn said: SPYI and QQQI dogwalk SCHD. On 12/6/2025 at 7:18 PM, Jack Handey said: What does dogwalk mean? I disagree with suggesting SPYI or QQQI when someone indicates they're interested in a dividend strategy. These are not dividend ETFs but rather operate a financial strategy with covered call options to generate income. I have zero problem with someone using these ETFs to earn income but it's wrong to infer that they're a stable entity. Someone should also be careful of buying them without fully understanding the tax implications. There is more of an argument to use them in a tax advantaged plan, especially Roth, as opposed to a taxable brokerage account.
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