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Just got a Policy Update from Paypal, which I assume everyone got?  Looks to me like they don't want you the keep a balance?  Can someone who got the update, explain it to me?

Quote
We are updating the PayPal Account User Agreement and the Electronic Communications Delivery Policy. These changes will go into effect on March 29, 2019 and apply to U.S. PayPal customers. If you're interested in more detail, please visit our Policy Update Page.
What you'll see in the updated User Agreement for personal PayPal accounts
  • As a result of a new regulation issued by the Consumer Financial Protection Bureau in Washington, D.C. coming into effect on April 1, 2019, we are making some changes that will affect consumers who want to hold and use balance with PayPal.
    • Beginning March 29, 2019, to continue to hold and use balance at PayPal like you do today, you will need a linked balance account, which for your convenience we will establish and automatically link to your current PayPal account. Your balance account information will be easily available using your existing PayPal login.
    • There are no changes to any PayPal fees.
    • Detailed information about your balance account (known as PayPal Cash Plus) can be found in the PayPal Cash and PayPal Cash Plus Terms and Conditions.
  • We are also making two other changes: (1) we are changing the time period for providing you with advance notice about important changes to the PayPal Account User Agreement to at least 21 days; and (2) we are clarifying how and when we convert currency.
What you'll see in the updated Electronic Communications Delivery Policy

We are updating our Electronic Communications Delivery Policy to provide that your consent to receive electronic disclosures under our Electronic Communications Delivery Policy applies to all PayPal branded accounts. 

When these changes go into effect 

These changes are detailed on our Policy Update Page and will become effective March 29, 2019. If you agree to these changes, you don’t have to do anything. If you don’t agree with these changes, you may close your account. If you close your account before March 29, 2019, the changes will not apply to you.


Thank you for being a PayPal customer. 

Sincerely, 
PayPal

If you are an existing personal PayPal account holder and we have already verified your identity, we will establish and automatically link a PayPal Cash Plus account to your current PayPal account. Information about your PayPal Cash Plus account, including your balance amount, will be easily available using your existing PayPal login.



For all other consumer PayPal account holders, if you want to hold and use balance, in addition to verifying your identity with PayPal, you will need set up a balance account which will be linked to your current PayPal account. 
There are no changes to any PayPal fees.

  • Author
1 hour ago, UTPhil2006 said:

Just send me your balance and I'll hold it for you

But will you hold it in Paypal or the PayPal Cash Plus account, WTF that is? 

How do they verify my identity?

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