Everything posted by Brew
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"At the start of 2022, 64% of the U.S. population was living paycheck to paycheck"
What qualifies as late middle aged? I think I might be offended, but I need to make sure what age bracket I fit in first. There is no wholesale definition for middle class any more. It is too location specific. $150k buys you a really nice life where I live. There are plenty of people in that range with 1-3 kids in private school, a 2800+ sq ft house, and plenty of other toys. It probably has you sharing a place with roommates in other locations.
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"At the start of 2022, 64% of the U.S. population was living paycheck to paycheck"
At the rate they are going, theyāll be more expensive than the fun car by then.
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"At the start of 2022, 64% of the U.S. population was living paycheck to paycheck"
There are way more of these out there than you would ever imagine although that level of income with that issue is outside the norm. I hate calling someone that owes money with their tax filings, because a lot of times they donāt have it. It amazes me the professionals every year that do payment plans with the IRS and we live in a low cost area of the country. Then I see their tuition information at the private school and parents are paying it, then I really wonder where their money goes. 3 vacations a year, LV purses, new cars, non school sports is a huge expense locally, student loans for one not working, country club dues to be able to eat with your buddies, duck hunting leases, alimony and child support for 2 prior marriages, etc and it all disappears quickly. On the car topic, you can find decent vehicles under $30k all day every day. I bought my oldest a mid level Escape for $25k. I wouldnāt drive it every day, but itās functional transportation. I put 25k+ a year on a vehicle and Iām going to drive what I like. They get traded every 2 years and to this point Iāve come out pretty well on trade in values. I do okay, so Iām going to drive what I want while Iām here.
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NFL suspends Calvin Ridley for 2022
Whoās arguing? I stated an opinion. He clearly violated the rule, that doesnāt mean that I necessarily agree with the length of the punishment. You do, good for you. The NFL has had more black eyes and āintegrityā related issues that have basically slid by in the grand scheme of shit that happens in the league. I bet the next guy makes sure he doesnāt use the equivalent of cridley@atlantafalcons.org as his login.
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Bourbon
Doesnāt Stagg Jr have a pretty low retail which is what places like that are typically basing it on?
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NFL suspends Calvin Ridley for 2022
Iām not sure the words NFL and integrity go hand in hand. I also donāt see it that way especially when you are betting on your team not against your team. The slippery slope argument went away when they embraced gambling the way they have also.
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NFL suspends Calvin Ridley for 2022
Heās a complete f-ing idiot. However, a year for placing bets during a week you didnāt even play is a little ridiculous. That goes double when viewed in light of other suspensions.
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Surly #Stonks
These are Stonks, Iām not sure any qualify as winners.
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Surly #Stonks
Jumped out again yesterday, see where it goes before I get back in again.
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vacation buyout
Sounds like they work for shitty bosses. Itās pretty standard in my industry and time off numbers for the others we meet with are up, not down. We have guidelines on no more than 10 consecutive days without high level approval, anything over 30 days total requiring approval, etc. Get your work done and take off. Donāt sit in the office just so you can get a check at year end.
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vacation buyout
We went unlimited 3 years ago and paid out 100% of balances. People use more time now than they did before, so the scam part is going to be business specific. We had a lot of people that just didnāt charge PTO out because they wanted the accrual and the payouts once they capped. We were sitting on an almost $1M liability that was continuing to grow annually, so it was a good solution to cap our liability and push people to take the days off by not incentivizing them not to take it.
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The Boat Fanatic Thread
Better get cash in hand before the reality of $5 a gallon gas sets in. Of course with the ā22 allocation of new boats pretty well sold, who knows whatās going to happen.
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Markets still falling like whoa
There are a number of Russian ETFās. The question was why RSX was the one to look at over some of the others that may be trading under estimated valuations rather than over.
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Markets still falling like whoa
Agreed, but the estimates on valuations that are out there show RSX to be trading at a 2X+ multiple of estimated values while others are trading at 40%.
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Markets still falling like whoa
Of the Russian ETFās, isnāt RSX about the only one that is trading at a multiple of itās underlying value? Most all of the others seem to be trading at a discount to their underlying values at this time.
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Do you think the US military should protect Ukraine?
People see the will of the people there standing up against the aggressor which changes sentiment. For so long weāve been involved in regime change in places that may or may not want it, that defending the proverbial āDavidā sounds like a good idea at the moment. Now that everyone has seen that Ukraine isnāt just going to roll over, weāll probably start hearing more of a call to up our level of help. Part of me would hate to ever see boots on the ground there, the other part of me says itās time to wreck shop on Putin even though it is a terribly bad idea.
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I really hate this idea... octopus farms
I move closer and closer to being a vegetarian every day. At this point Iāll still eat chicken and pork from pasture raised producers, but thatās about it. The corporate farming methodology has really turned me off meat, especially being in the middle of Tyson chicken country and seeing the trucks on the road often. Farming octopi seems like a strange concept given what we know about how they interact with the world. We do a good job of bulldozing our way through everything though.
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Woman owes 15k in taxes. County forecloses and sells for 40k profit, and keeps the money. Court says "cool".
Not located in TX, here and other states I have properties in that is the way it works.
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Woman owes 15k in taxes. County forecloses and sells for 40k profit, and keeps the money. Court says "cool".
Pretty sure thatās standard isnāt it? Locally, you can buy properties for the tax debt and if the debtor doesnāt pay it within 12 months you own it.
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Š ŃŃŃŠŗŠøŠ¹ ŠŗŠ¾ŃŠ°Š±Š»Ń - иГи наŃ
ŃŠ¹
As others have said, proud of the man your son has become. There is time to be the worried parent, but that shouldnāt take away from some sense of pride as to his reasoning.
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Š ŃŃŃŠŗŠøŠ¹ ŠŗŠ¾ŃŠ°Š±Š»Ń - иГи наŃ
ŃŠ¹
With Russia not actually declaring war or publicly acknowledging they are attacking cities, is there a point where Putin pulls back to the eastern territories and claims he stopped the genocide and won? It seems that or leveling everything are the only options. You canāt win a war with someone that doesnāt want you there just by marching some troops into a city. He has to have figured out by now his force isnāt a liberating force to the Ukrainians.
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The New Car Fanatic Thread
Got another notice on the truck earlier tonight, Iām into mid April now.
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The Airplane Fanatic Thread
We ended up going with a 90 with replacement Blackhawks. Should take delivery in a couple of weeks hopefully. It took all of about a day to get a contract on the Baron.
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The all encompassing RV thread
I change all my trailer tires out every 2-3 seasons and that partially depends on how long they sit. I put my boats on jack stands for the winter, but if they sit most of the summer Iāll change them out quicker. If I buy a used trailer, they get changed immediately. Iāve dealt with too many trailer tire issues. Spare is always full size and changed on same rotation. Those things suck too and have caused me too many problems. troph, awesome road side hospitality. Makes you remember there are still good people out there especially when you get a little further out from city centers.
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Truck Nuts
I went Black Diamond because I want the spray out interior for the beach. I wanted soft top only but they make you order the hard top with the 2 door. Limited options also which should help. Flip side is Iām not sure how popular that model is which may keep me further out. Dealer here has not had another one.