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Reagan1k

Certifiably Surly
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Everything posted by Reagan1k

  1. Reagan1k replied to EZ$'s topic in Hobbies
    I may have to go back and look in my stuff. I know I have a Cal Ripken future stars card in a sleeve somewhere. Also may have some others from the late 70's through early 80's. I'd have to find them in all my shit. I thought this market was dead and figured they were all worth $10-$50 bucks. Color me shocked as I click through this. Looks like I have a project.
  2. Probably mid-80's I'm guessing was my 1st experience around a brake...someone touched off a .300 Weatherby they had taken to Kleinguenther and everyone was looking around like WTF. I think my 1st thought was that someone had just blown themselves up with a hand load.
  3. What trigger group did you use?
  4. Many days I have some that I wish would......
  5. This is what old, tired, and pissed off looks like. He's not a spike, or at least not in the normal sense of the word. He wasn't until this year and has digressed to a one horn curmudgeon. Very run down and I'm surprised he made it through the storm to be honest.
  6. Agreed - and I wouldn't beat yourself up too bad on that flier to the right. Every flinches from time to time, especially with a .300WM.
  7. Ditto on using Gunbroker as a resource. I’ve helped a number of people do valuations and GB is a great resource. I will add this caveat. You need to use sales and not listings for information. To see what the actual sales price is you have to register and then do a search on completed sales. Even in the completed sales- they also show expired and unsold listings. It can be confusing. I tell folks to look only at completed sales with one or more bids, throw out the highest / lowest and then look for the mean or average price of the rest. You’ll find that there are 1000’s of listings that are “I don’t want to sell it but if you give me $X it’s yours” prices. These expire and relist over and over, but aren’t prices you can expect because no one pays it. I’ve seen people confused because their gun only sold for $2000, but they saw listings for $3500 and thought that was the market. Bottom line is that it takes more than a cursory glance to sift down to the real numbers...... but it’s not that hard to do.
  8. Damn- there are some nice guns on that list.
  9. Reagan1k replied to Handcruser's topic in Hobbies
    Well I'll be damned. I was looking forward to joining the "gang" in a few years, but I don't think I'll fit with that crowd.
  10. Reagan1k replied to Handcruser's topic in Hobbies
    I'm going to have to make a drive-by on an Academy one morning and take a look at this boondoggle for myself. I have this imagine in my mind of gangs of retirees leaving Whataburgers and coffee shops after they've hung out since 5am and heading en masse to go resume the gossip and political bitching in the Academy line. Almost sounds like this has become a hobby for some, as I can't see how this has been sustained for so long if it wasn't.
  11. That's natural and expected. We're alcoholic and its what we do. Its also not a "bad" thing even though it may be uncomfortable for a while. Lucky for us, we can't just be struck drunk without actually taking the 1st drink. You don't have to worry about getting drunk if you don't take the first drink. Sounds a bit trite, but its true I worry much more about guys when they tell me everything is great and while feeling "good" let their program take a back seat to other things. They often end up drinking. The guys expressing that anxiety you describe who bore into the program and a emphasize a conscious contact with their higher power stay sober. You can't control the thoughts of anxiety that pop into your head but you can control your reaction to them. Don't let it paralyze you, don't keep it internal where it gets infected and festers- do what you did to get it past your teeth and take action in the program. That's what we can control. I heard once that we learn to be comfortable feeling uncomfortable and we do that by taking action and through communication with out higher power.
  12. Reagan1k replied to Handcruser's topic in Hobbies
    @Bozo_Casanova Yeah - I did a full inventory today and I'm happily shocked with what I amassed over the last several years. I wish I had unrealized gains in my investment portfolio that match what I have in my ammo closet. I owe a lot to paying attention to Sam Gabbert at SG Ammo in his newsletters . He was banging the drums from 2018-2020 to buy all you can whenever you can when this stuff hit decade + lows in prices. He was pretty transparent and it paid off for me.
  13. Never thought of it that way, but you do have a perspective that is unique. I can't imagine anyone being intellectually honest and saying you have nothing to add. That's a red herring from someone that is scared and/or doesn't want to know truth. I'm fascinated by your ability to provide insight beyond my experiences.
  14. This may be the only time in history that the ammo burn costs more than the helicopter ride.
  15. Having someone on whom you can dump emotions in a protected environment is so valuable. Often just the physical act of verbalizing things takes some of the power out of "issues". For some reason, hearing ourselves say something instead of it just bouncing in our rattle-can brain is therapeutic in and of itself. One bit of advice I wish I had....if/when you go...be gut level honest. Nothing is worse than paying someone for the privilege of lying to them. Ask me how I know...... Alcoholics and addicts are notorious for this as our disease wants to protect itself from the truth, but even non-alcoholics/addicts have a propensity to do it. Don't hold back. Say what you feel and let sunlight be a disinfectant for your mind. Pride kept me miserable for many years and cost me a fortune in wasted counseling.
  16. Learn me on the Employee Retention Credit. As I understand it, some employers had the option to defer payroll taxes in 2020, and there may be some credits available against the deferral if an employer didn't reduce payroll, yet had significant revenue decline. One of our entities had a couple of quarters that were down 30% and overall we were down 20% for the year, got funding and forgiveness on PPP phase 1 and applied for Phase II What are the particulars, and if we didn't defer, are the credits able to be recouped? Is a 20% overall decline enough to be considered eligible? Been a long week already and I don't have the patience to log into IRS.gov right now and read too much.
  17. One thing I figured out when dealing with my wife/her parents and her with me/my parents is that the is a difference in how the "outsider" sees and deals with things vs. the blood relative. What seemed painfully obvious to me as simple, practical solutions for her parents were emotional and uneasy for her. Vice versa when we dealt with mine. There are layers of guilt, denial, family dynamics, and a 50-60-70 year history of behaviors there that make what appear to be simple decisions very complicated. Parents don't want to listen to advice on money, sex, healthcare etc. from someone who's ass they wiped for years. Children don't want to upset the apple cart and open closets full of skeletons (real or perceived), etc. My experience has been that a true outsider's recommendation (not a spouse/in-law) will hold more weight and break through some of the constraints that otherwise bring emotion into the equation. If the other family members are lazy, do-nothing, etc....nothing will work, but often in the case of simple denial, it's an emotional, protective instinct that needs to be chipped away by a 3rd party, outside influencer. I know my wife and I had multiple things that we would say/do that were met with resistance or discarded as silly; only to have a 3rd party say the same thing and it became gospel as if it was the first time they'd hear it.
  18. Reagan1k replied to Handcruser's topic in Hobbies
    I think I may have posted it upthread, but this order was placed less than 1 year ago and shipped for free with no tax.- (March 8th 2020 to be exact) 10 x 50 Round Box - 38 Special 158 Grain SWC HP Prvi Partizan Handgun Line Ammo - PPH38SH - $124.90 ($12.49 each) SKU: PPH38SH - Box 1 x 1000 Round Case - 9mm Luger 115 Grain JHP Hollow Point Sellier Bellot Ammo - SB9C - $209.80 SKU: SB9C - case 5 x 50 Round Box - 357 Mag 125 Grain SJSP Soft Point Ammo by Fiocchi - 357C - $89.75 ($17.95 each) SKU: Fio - 357C - box 4 x 50 Round Box - 327 Magnum Federal American Eagle 100 Grain Jacketed Soft Point Ammo - AE327 - $95.80 ($23.95 each) SKU: AE327-50-100gr 2 x 50 Round Box - 45 Long Colt Federal American Eagle 225 grain Jacketed Soft Point Ammo - AE45LC - $67.90 ($33.95 each) SKU: AE45LC 1 x 5000 Round Case - 22 LR Remington Thunderbolt 40 Grain Lead HV Bulk Pack Ammo - TB22B - $179.50 SKU: TB22B - case 5 x 50 Round Box - 22 Cal Win Magnum 50 Grain JHP Federal Game Shok Ammo - 757 - $49.75 ($9.95 each) SKU: Fed - 757 - Box 1 x 500 Round Case - 223 Rem / 5.56x45 Steel Case Barnaul Mil-Spec 55 Grain Soft Point Ammo with Lacquer and Sealant - $114.90 SKU: BMS-22355SP-case 1 x 500 Round Case - 223 Rem Golden Bear 62 Grain Hollow Point Ammo AG223HP - $139.95 SKU: AG223HP
  19. Reagan1k replied to Handcruser's topic in Hobbies
    In stock - Not great pricing but its there for now. https://2awarehouse.com/in-stock-ammo?_bc_fsnf=1&in_stock=1&utm_source=eblast&utm_medium=banner&utm_campaign=Feb-22-restock&goal=0_e342665a2c-fce1044c44-369391580&mc_cid=fce1044c44&mc_eid=176651d556
  20. God made axis to run from tigers, not Jack Frost. That sucks.
  21. Yeah- I guess I got a little overzealous in my description there. It’s just aggravating when you pay a good wage, provide a good benefit, and can’t get people to pony up for their own benefit. I understand the spirit of the rule- keeping employers from being the only ones who benefit from a plan, but in practice either can be a bitter pill to swallow. Hell, we already provide a match and have years where we still can’t get contribution levels up. Rant over....
  22. Yep- having contractors reclassified as an employees can be ugly. Get very clear guidance and follow it. What will really chap your ass is having employees, treating them as such and providing a benefit like a 401k. Then they don’t participate by deferring income. Owners defer the max, employees don’t participate enough and Owners get some of their deferral back along with a 1099 that’s basically a love note from the IRS saying- sorry- you can’t put away that much of your own money because your employees didn’t put away enough of their own either. You're then forced to live with higher taxes / less tax deferred savings, or making a safe harbor matching contribution to everyone’s account to avoid that, even if the employees don’t have any skin in the game. Not fair, but that’s what the discrimination test does.
  23. Couple of other quick points to file away. If/when you end up with employees, their level of participation (deferral)in a 401k (if you go that route) will to some degree dictate your level of participation. discrimination testing can be a bitch and even if you want to defer the max, you may get some kicked back out of the plan and taxed as income if your employees aren’t participating in a given year. (Contributions - not existing funds). The remedy is to “safe harbor” and make company contributions to everyone at a certain level that exempts your from the discrimination test, but that costs money. Bottom line- the more buy-in and deferrals you get from your employees, the more you can defer from salary up to the limit so keep that in mind as you hire and how you push the plan from an HR standpoint.
  24. Culture eats strategy for breakfast. Same with any CRM- if the input isn’t used to bring value other than being a whip, the best software is useless because those inputting the data resent the effort it takes.
  25. Other notes. Roth you already established would roll from ok’d company to a new separate Roth account- rollover Roth IRA if you want to call it that- keep that separate. Fees on a rollover IRA are minimal at most- it’s just a wrapper designating how it is treated for taxes. You’ll pay a small custodial feed to Schwab, Fidelity, whoever at most. Real fees will be contingent on trading costs and management fees of the actual investments you buy inside that wrapper. Once you have a good idea of how much income you’ll have and the cash flow created by your new venture- sit down with a pro and go over all the possible plans. Very different planning if you’ll have $10k-$25k to set aside annually vs. if you have bigger dollars that would otherwise be taxed as salary / corporate income. I’ve been involved in a venture that had two principals as the only employees and used a defined benefit plan (like the old pension plans) to sock away a fortune in a few years, well above traditional contribution limits any 401k or profit sharing plan would have allowed. Also investigate putting a spouse on the payroll as your 1st/only employee and look for additional contribution deductions there- a pro will see that clearly.
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